How the Rise of the Gig Economy Has Changed the Face of Courier Insurance
Being a self-employed or casual courier driver has plenty of perks. But how has our so-called gig economy affected the way we buy insurance?
(firmenpresse) - The buzz phrase on everyonetional factors that need to be considered by those transitioning from traditional full-time or contract work to this kind of employment.
One such aspect is that of insurance.
Insurance and the
If you work on a full-time basis for a delivery firm they
Insurance companies have been fairly quick to jump on the bandwagon and recognise that the gig economy is no fly-by-night fad. More and more people are seeing this as a legitimate and often very lucrative way to work, so the smart companies have adapted in order to be attractive as an option to consumers and get their slice of the pie.
How Does it Work?
Traditionally, a business would purchase appropriate fleet insurance to cover drivers and goods in the event of theft, damage in transit or if a courier driver is involved in an accident. For those who take on jobs in their own vehicle, however, relying on personal insurance, or none at all, is certainly not ideal. (In most cases a personal vehicle policy would not cover someone carrying put paid work.)
So, what them for third party liability as and when they need it, on a pay-per-use basis.
Transportation networking giant Uber has implemented a similar system (in conjunction with an established insurance company) so their drivers have access to insurance on a per-km travelled basis.
Keep Up or Fall Behind
The message is clear to the traditional insurers: keep up or lose out to smaller, more adaptable players who are agile enough to capitalise on the social and lifestyle trends that are driving the economy in an exciting new direction.
If you
Whether you
Making sure you
Author Plate
Norman Dulwich is a correspondent for Courier Exchange, the world''s largest neutral trading hub for same day jobs for courier drivers in the express freight exchange industry. Over 5,400 member companies are networked together through the Exchange to fill empty capacity, get new clients and form long-lasting business relationships.
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Norman Dulwich is a correspondent for Courier Exchange, the world''s largest neutral trading hub for same day jobs for courier drivers in the express freight exchange industry. Over 5,400 member companies are networked together through the Exchange to fill empty capacity, get new clients and form long-lasting business relationships.
Datum: 17.10.2018 - 08:53 Uhr
Sprache: Deutsch
News-ID 1542762
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