How SMBs Cut Card Payment Processing Fees With Dual Pricing&ATM Revenue
For many small businesses, credit card processing fees can quietly eat into profit margins. But a growing number of merchants are adopting compliant strategies to shift those costs??without alienating customers or sacrificing payment flexibility.
(firmenpresse) - If you re a small business owner, you ve probably felt the sting of watching credit card processing fees pile up month after month. Whether you run a local café, a boutique retail store, or a medical practice, those charges can quietly drain your margins??especially as more customers go cashless.
But here s the good news: some business owners are finding ways to eliminate these fees entirely??without giving up card payments or increasing base prices for everyone.
The Rise of Dual PricingOne approach gaining traction is dual pricing, a compliant and transparent model that allows businesses to offer two prices: one for cash payments and one for card transactions. Rather than absorbing the processing fee, merchants pass it to customers who choose to pay with a card??something that s becoming increasingly common in the U.S.
Industry professionals say the key to success with this model is clear communication and the right tools.
"You re not punishing card users??you re offering choice," explains a representative from Secure Pay Service, a Miami-based merchant services provider that helps small businesses implement dual pricing systems. "When customers understand where the fee goes, most are fine with it."
Businesses retain full control: they can switch between traditional and dual pricing depending on customer response, seasonality, or revenue goals.
Turning Foot Traffic Into Passive IncomeFor brick-and-mortar businesses looking to diversify revenue streams, offering an in-store ATM is another option. With the right setup, business owners can keep 100% of surcharge revenue every time a customer withdraws cash on site.
It s a strategy that s especially effective for high-traffic locations. A store with just 300 daily visitors could generate an extra $800+ per month through ATM surcharges alone??without lifting a finger beyond cash refills.
Many merchant service providers assist with everything from ATM installation and receipt paper to compliance and on-site training, making the process turnkey.
What to Look for in a Merchant Services PartnerChoosing the right partner goes beyond fees and hardware. Small business owners should look for processors that offer:
Training and deployment within 24 hoursUS-based customer service with 24/7 accessChargeback support and fraud prevention toolsNext-day funding, even on weekend transactionsFlexible POS systems, from mobile readers to full-scale restaurant setupsAbove all, long-term support matters. Having a dedicated account manager??someone who actually knows your business??can make all the difference when issues arise or as your operations evolve.
Final ThoughtsCredit card fees don t have to be a permanent cost of doing business. With compliant, customer-friendly options like dual pricing??and the right technology to back it up??businesses can protect their margins without sacrificing convenience.
If you re curious about how to adjust your payment strategy or tools like dual pricing or ATM placements, consulting with experienced providers such as Secure Pay Service may help clarify your options.
Themen in dieser Pressemitteilung:
Unternehmensinformation / Kurzprofil:
Secure Pay Service LLC
Secure Pay Service LLC
https://www.securepayservice.com/
+1 305 307 8530
8950 SW 74th Ct Suite 2201
Miami
United States
Datum: 01.09.2025 - 08:00 Uhr
Sprache: Deutsch
News-ID 726085
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contact information:
Contact person: Secure Pay Service LLC
Town:
Miami
Phone: +1 305 307 8530
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Typ of Press Release: Unternehmensinformation
type of sending: Veröffentlichung
Date of sending: 01/09/2025
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